ニーナ・メルセデスのインスタグラム(lifewithmariza) - 2月4日 05時20分

? Are you interested in improving your credit score? Give me a ❤️ in the comments. As a Realtor I hear about credit concerns often from clients

The process of buying a home or renting doesn’t just begin when you walk through the door of your first open house – it starts long before that. One of the first stops on the road to home ownership is figuring out your finances, and that includes understanding your credit, a critical piece of the puzzle.

We each have our own unique credit history. Yours may comprise an entire constellation of financial decisions, ranging from the big (an auto loan or a mortgage) to the small.
Whether you have good credit, bad credit or need to build credit from scratch, most of us have room for improvement. There’s no fast lane to an excellent credit score, but responsible financial habits can go a long way toward boosting your credit health.

Here are some do’s and dont’s to keep in mind while trying to build credit.
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5 quick tips to improve your credit health

Pay your bills on time
Pay down your debt
Diversify your credit mix
Don’t open too many new credit cards at the same time
Don’t close old credit cards
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Bottom line•
The best way to improve your credit health is to treat it like a long journey rather than a short race.

Building credit takes time. We may crave instant gratification, but credit scores don’t work that way. They’re meant to show an overall picture of your financial health, so it makes sense that they’re not susceptible to a quick fix here and there.
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??‍♀️I am a CA Realtor ? contact me if your interested in buying, selling, renting or investing I would love to get you started Mariza@MarizaRealtor.com
*I am not a credit repair specialist if you need one look for a reputable place
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#credit #creditrepair #money #entrepreneur #business #love #realestate #financialfreedom #finance #creditscore #success #motivation

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