ニーナ・メルセデスのインスタグラム(lifewithmariza) - 1月7日 04時44分

?Let’s take about your credit score for a minute. Anyone have issues? What’s your credit score look like? Comment below??
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The process of buying a home doesn’t just begin when you walk through the door of your first open house – it starts long before that. One of the first stops on the road to home ownership is figuring out your finances, and that includes understanding your credit, a critical piece of the buying puzzle.

What are considered “good” and “bad” credit scores?
720+ = Excellent credit
680-719 = Good credit
620-679 = Fair credit
580-619 = Poor credit
579 and lower = Bad credit
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7 Steps to help you raise your credit score
Step 1. Get a copy of your credit report
Step 2. Identify the negative accounts
Step 3. Pay off credit card balances
Step 4. Contact collection agencies
Step 5. Dispute every negative item on your report
Step 6. Dispute credit inquires
Step 7. Make payments on time
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Many people ask can I buy a house with bad credit? While it’s not an easy task, it is possible.
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Once you have a copy of your credit report and scores you need to work on increasing your credit rating as much as possible. FHA loans are the best fit for consumers with a poor credit history. If you’re unable to get approved for an FHA mortgage you can work on improving your credit over time.
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There may be other loan options if you have low credit scores. If you need help, just message me. I’m always available to point you in the right direction. I have great lenders that can really help you get started. Remember, as a buyer, there is no cost to you for these services.❤️
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