キャンディス・クマイのインスタグラム(candicekumai) - 1月31日 01時12分

o m g b e c k y. I just paid off my culinary school loans in full, on my own.
I quote my mother, 2005- "Candice, you can't cook for a living, you can cook for your friends." That's right, my Tiger?Mom came down on me hard-- when I went from college +my lucrative modeling gigs to enroll myself in culinary school. I did it for myself to learn more skills.

I'll never forget how hard it was stepping away from high paying fashion to be in food. My clients were pissed. I cried, but I never regret getting into food so young. I did it for myself.
I self funded my own way, I paid all my own bills. I ran my own biz from LA to NY-- modeling taught me how to hustle like a bozzz.⚡️?? along the way I had to save, get small business loans and work hard, mostly unpaid.

Survival meant being a smart girl, with skill and tenacity. I never had rich parents or an investor, so I learned skills: cooking, producing, directing, shooting + writing.
Some actionable advice on how to make it financially- & I mean on your own:
1️⃣-you are entitled to nothing: if you want something you will have to work for it. That includes titles.
2️⃣-pay your bills + taxes on time. All of them, in full as often as possible.
3️⃣-keep good credit. Do not rack up debt on your credit card. Get that shit under control.
4️⃣- look for a credit union for all small biz loans. They tend to have the lowest APR rates.
5️⃣-refinance & consolidate loans, your credit union can help! Look to a CPA you trust to help you manage your business + finances.
6️⃣-minimize: you don't need 12 bottles of shampoo, you need one. Sell your good shit on #ebay, trust, you don't need it.
7️⃣- who you roll with, matters. Be careful in who you do biz with. Do not trust everyone, trust is earned over time. There are some shady + wannabe mf's out there.

8️⃣- overall, manage your finances by monitoring, pay your staff on time & communicate with them. Be good to them. Show, don't tell.
9️⃣-if something isn't working, re-assess, rework, & rediscover. If it's not paying your bills, have a rethink + a side hustle . .
?-The less stress you have with finances the more FUN you can have. xxx ?????? make stacks ⚡️respek #selfmade

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