ニューヨーク・タイムズのインスタグラム(nytimes) - 5月10日 21時57分

Ohene Asare, left, and his wife, Régine Jean-Charles, have 4 kids and earn roughly $290,000 a year, which puts them in the top 5% of household incomes in the country. After renting for the first years of their marriage, they participated in a home buyers’ program administered by the nonprofit Neighborhood Assistance Corporation of America. The program helped them purchase their first home in 2009 for $360,000 with a 10% down payment, half of what’s typically required. In 2015, they sold it for $430,000. Their new home, a 2,350-square-foot split-level that cost $665,000, is set on a half-acre lot that backs up to conservation land in Milton, Massachusetts. It has 4 bedrooms, 3 bathrooms, an open-concept kitchen and dining area, a finished basement, hardwood floors and beautiful touches throughout. “This is the nicest house I’ve ever lived in,” Asare told @nytmag. There’s a reason so many Americans choose to develop their net worth through homeownership: It’s a proven wealth builder and savings compeller. The average homeowner boasts a net worth that’s 36 times that of the average renter: $195,400 as compared to $5,400. @damon_c photographed Asare and Jean-Charles and their 4 children, Bediako, 9; Kwaku 8; Farah-Adwoa, 3; and Afia, 1, while on assignment for @nytmag. Visit the link in our profile to read more about how homeownership became an engine of American inequality.

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